October 2020 – designed-visions

How Can I Repair the Husqvarna 235 E-Series Chain Tightener?

Posted on October 31, 2020

The Husqvarna chain saw includes a gasoline-powered engine with a oil pump, also accepts 14- and – chains and bars. The chain tightening system includes a tensioning screw to loosen the chain for its elimination, so that it functions properly to the bar without undue wear and to tighten the chain properly. The screw not tighten or loosen the chain and might become stripped after use. The screw can be replaced at a minimum cost.

Put your Husqvarna chain saw and allow the engine to cool if it was in use. Add a Phillips screwdriver into the 3 screws at the upper cover, then turn them and remove them. Pull the top cover the engine off, then remove boot and the spark plug cable from the spark plug to avoid the chain saw beginning accidentally.

Remove the two nuts on the side of the chain saw with an adjustable wrench. The cap off and out the chain saw bar and blade. Put the cover on a level surface with the inner side facing upwards.

Eliminate the tension bracket screw with a Phillips screwdriver and lift the adjustment assembly. The tension screw can be found underneath the adjustment assembly.

Grasp the tension screw with a set of pliers, and pull it straight out and out of the cover. Put a tension screw that is new into the hole.

Replace the adjustment assembly insert the tension bracket screw and twist it clockwise with a Phillips screwdriver.

Put the cap onto the chain saw at the cutout of the holes and the bar with all the adjusting assembly at the cover. Replace the two nuts on the bolts at the cover and twist them with an adjustable wrench. Press on the plug cable and boot firmly. Replace the top engine cover, insert the 3 screws and twist them .

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Filing a Lien for Payment

Posted on October 27, 2020

A lien is a claim on a property for an unpaid debt or other obligation of the operator. If you’re owed money for work on the house, the most appropriate course of action is to negotiate with the proprietor and work out a payment program. If this proves impossible, and you want to place a lien on a house, there are procedures to follow and deadlines to meet. Every state has its lien law, and prior to taking this step you should become knowledgeable about it.

Preliminary Notice

In most states you need to provide a notice to the proprietor of your intention to file a lien. As a notice, this is known in California. It should be furnished no later than 20 days once you begin to provide any advantage to the property in the kind of renovations, improvements or repairs. The notice will maintain your rights to file a lien for no longer than 20 days ahead of the date it’s served and runs through the completion of the contracted work.

Considerations

If you were hired directly by the property owner, the contract used to arrange the work serves as the lien notice. In cases like this, service of a preliminary notice is unnecessary. Back in California, subcontractors who don’t contract directly with the owner, and who don’t file a lien on work worth greater than $400, are subject to disciplinary action by the registrar of contractors.

Recording the Lien

After you have completed work, you have a limited amount of time within which to file your lien with the clerk of court or other public recorder. Back in California, this filing must be done with the county recorder after all the work is completed, or until you’re excused from staying work. The deadline runs in 90 days. If you’re a subcontractor, this time period goes to all work done under the principal contract.

Notice of Completion

If the owner records a notice of completion within 10 days of this work being completed on the property, the 90-day deadline becomes a 30-day deadline (for subcontractors) or 60 days (for main contractors) in the date of the proprietor’s recording.

Foreclosure

After recording the lien, you have to submit a suit in civil court to enforce it. Back in California, this is known as a lien foreclosure, and you have 90 days from the date you’ve recorded the lien with the county recorder to document it. The suit must name all parties holding an interest in the property, to the best of your knowledge. This includes owners, creditors, and anyone else who has recorded a lien. If you fail to file the suit, the lien is considered void.

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Which Are the Housing Standards for an FHA Loan?

Posted on October 25, 2020

Included in the Department of Housing and Urban Development (HUD), the Federal Housing Administration (FHA) insures loans offered by participating lenders. The FHA’s favorite 203(b) mortgage product provides banks with a guarantee: when a homeowner defaults, the federal government pays off his loan balance. To qualify for an FHA loan, properties need to meet criteria set by HUD.

Property Types

The FHA insures one- to four-unit detached and semidetached dwellings in addition to townhouses, row houses and units in certain condominium projects. The FHA won’t cover several kinds of properties, including commercial institutions, motels and hotels and fraternity or sorority houses, based on HUD’s”Mortgage Credit Analysis for Mortgage Insurance on One- to Four-Unit Mortgage Loans” document. According to HUD data, the FHA favors single-family dwellings. As of July 2010, the FHA counts 6.1 million single-family homes and 13,000 multifamily dwellings in its own stable.

Occupancy Requirements

Generally the FHA won’t cover loans on investor-owned properties. In most cases, to be eligible for an FHA loan a borrower must occupy the property as her principal residence. Homeowners need to set occupancy for a period of one year. The FHA does not typically allow an individual to hold more than a FHA loan at a time, though there are a number of exceptions. For instance, if a homeowner relocates or experiences an increase in household size, FHA lenders may approve another FHA mortgage while allowing the borrower to maintain the original home. HUD prohibits the use of FHA-insured loans for secondary residences intended for recreational use. By way of instance, a borrower can’t use an FHA mortgage for a vacation home. The FHA will cover loans on secondary residences acquired for seasonal labour, work-related relocation or other purposes not associated with recreational use of the property when there is a lack of affordable rental units in the target area.

Mortgage Limits

The FHA insures mortgages only up to a certain size. HUD publishes a database which provides updated mortgage limits by place. Normally, the more expensive the housing market, the higher the FHA mortgage threshold. For example, as of February 2009 the maximum FHA mortgage for a single-family house in San Francisco is $729,750. HUD points out, however, that in costly areas lenders can increase this figure to either 95 percent of the area’s median single-family house value or 87 percent of the limitation set by Freddie Mac, whichever is lower.

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Ways to Evict a Tenant

Posted on October 22, 2020

Virtually every landlord eventually faces the need to evict a tenant. It’s almost never an easy task, and it produces a lot of animosity between the tenant and landlord. State laws also make certain the steps that landlords need to follow to evict a tenant. Failure to follow the appropriate processes can prolong a undesirable tenant’s stay and might lead to fines to the landlord. In California, for instance, using unlawful means to evict a tenant can lead to liability and can lead to fines up to $100 per day to the time that the tenant was evicted. In most states, evictions demand the participation of a court. Landlords, however, have choices when it comes to how they evict tenants.

Three-Day Eviction Notice Process

Under certain states, landlords can evict tenants after issuing them a three-day notice of intent to evict. This notice is permitted by state law when a tenant fails to meet the conditions of the rental agreement. Most frequently, the notice comes out of the tenant’s failure to pay rent. The notice can also be issued when a tenant is determined to be engaging in criminal activity, such as drug dealing, that proves harmful to the owners of the property. When the notice is served, the tenant has three times to look after the violation to the rental agreement. By way of instance, the tenant would need to pay the due rent. If payment is not made, the matter goes to another measure, which is a court filing of an official complaint. The court filing causes a summons, which provides the tenant official notice from the local courthouse that he is going to be evicted. This starts the eviction procedure, and the tenant is given the option of accepting the eviction or contesting it through the courts.

30-day Notice Terminating Tenancy

When a landlord wants to evict a tenant, he’s the option to do this even when the tenant doesn’t violate the rental agreement. Certain conditions, however, have to exist. Basically, the rental agreement shouldn’t have a set ending period. The agreement in such cases is from month to month or week to week. When these conditions apply, the landlord must file a 30-day notice that he is terminating the tenant’s rental agreement. This offers the tenant 30 days to proceed. If the tenant fails to maneuver inside the 30 days, then the landlord can file a legal complaint with the courthouse, which then issues a summons to the tenant. This begins the formal eviction procedure, and the tenant can select whether to fight the eviction in court.

Sheriff’s Eviction

When a landlord files a legal complaint, the landlord should answer the summons so as to contest the eviction in court. Failure to reply to the summons within five days leads to a default judgment, and the tenant is called for at this stage to vacate the property. Following a default judgment is attained, a sheriff’s notice is sent notifying the tenant that he must vacate the property. The tenant then has the time to vacate before the sheriff proceeds to force an eviction. Back in California, a sheriff’s notice is sent one to five days after a default judgment and a sheriff’s eviction takes place six to eight times after the sheriff’s notice is sent.

Court Eviction

Sometimes, filing a legal complaint is not enough to evict a tenant. Tenants have the right to file a motion to strike or even a motion to quash the summons. Tenants can also file an answer to the jury or judge stating why the eviction should not occur. At this point, the landlord should continue through the procedure. If the tenant files a response, the case goes to trial. The trial then decides whether an eviction is required. If this is so, the tenant is served with a sheriff’s notice and have to vacate the premises. Attempting to do so causes a sheriff’s eviction. If the tenant wins the situation, the landlord can’t evict the tenant. When the tenant files a motion, the court holds a hearing to determine whether the case should go to trial. If the hearing is determined in favor of the tenant, the landlord should establish new reasons for evicting the tenant. Basically, this implies re-starting the eviction procedure.

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FHA Credit Guidelines

Posted on October 18, 2020

The Federal Housing Administration dates from the 1930s. It was produced to aid low- and moderate-income Americans buy homes with little down payments. The FHA creates guidelines for loans that it will cover. The banks themselves are created by banks and other creditors brought to the program due to the insurance and since other government-related entities such as Fannie Mae will then buy the FHA loans and replenish working capital to the creditors.

Credit History

Credit history is among the first concerns of a lender when reviewing a loan program. FHA credit history guidelines are decidedly more lenient than those for standard loans. There is not any minimum credit rating. On the other hand, the borrower must have a credit history. If no credit lines appear on a credit report, the lender has to establish a credit history from utility documents, rent obligations and other debt obligations. Regardless of what documents are utilized, the lender will look at the borrower’s overall payment history. A record demonstrating poor performance repaying debts won’t be accepted unless it happened in the past and has since been corrected, or there are extenuating circumstances such as a severe illness.

Bankruptcy

A borrower can still qualify for an FHA loan if he’s filed for bankruptcy, but only under specific conditions. To get a Chapter 7 bankruptcy, at least 2 years must have passed since the discharge date and the borrower needs to have re-established great credit during the interim. For a Chapter 13 bankruptcy, in the event the borrower has repaid debts according to the payment plan for a minumum of one year or has fully repaid all debts, he may qualify for your mortgage.

Federal Debt

Borrowers who are delinquent on any federal debt are not eligible for an FHA loan. This includes federal taxes and student loans. These debts and some other judgments, whether associated with federal debt or not, must be paid off before loan approval in the case of federal debt and prior closure in the case of decisions arising from non-federal debt.

Foreclosure

If a borrower has been foreclosed on, he must wait at least three years prior to applying for an FHA loan. An exception may be granted if the foreclosure has been to the debtor’s principal residence, there are documented extenuating circumstances along with the borrower has great credit. In December 2009, the FHA issued a policy on criteria applicable to borrowers who had completed a brief sale–that is, a sale where the creditors received significantly less than the mortgage balance. Under this policy, borrowers who had participated in the brief sale to take advantage of the declining market and purchased a similar or superior property at the same geographic region are not eligible for an FHA loan. There is absolutely no time limit to the prohibition, implying that a borrower who falls into this category will never qualify for an FHA loan. Borrowers who were current in their loan and whose creditors accepted the profits from the brief sale as payment in full are eligible for an FHA loan. Borrowers who were in default at the time of a brief sale must wait three years prior to being approved for financing.

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Take Rooms on a Beautiful Trip With Yellow and Turquoise

Posted on October 13, 2020

I really don’t know about your area, but in mine, the weather has a serious case of the blahs. It can not be a coincidence that I keep seeing online ads for getaways to the Caribbean, also I have to say, they are tempting in the middle of those gray, rainy days.

But for the majority of us, an elongated vacation to the islands likely isn’t in the cards. The next best thing: Fake it with glowing yellows and blues which evoke the sun, startlingly blue waters and flawless skies. Blue and yellow is always a fail-safe combo, but these spaces give it a tropical twist.

Clean Design

The pillow on the bed says everything. With bright, lemony yellows and walls the color of the morning sky, this distance radiates sunshine and good cheer even on the darkest of days. Painting the ceiling a paler color of yellowish would warm it even more.

S&K Interiors

This room is traditional in your mind. But look closer and you will spot sultry hints of the tropics peeking through, from the botanical-print cushions onto the upholstered bench to the summery palette. Red notes include a little warmth and spice.

CapeRace Cultural Adventures

Oversize yellow gingham and two shades of turquoise — think of the water gradually peeled as it deepens — brighten this cottage-style breakfast region.

Marie Grabo Designs

Cue Sebastian the crab singing “Under the Sea” Blue walls give this distance the sense of being around the ocean floor, with aqua and yellow notes exactly like the shallows and sunshine above.

These lacquered turquoise doors and shelves only glow, and the luminous yellow seats seem to float against them.

Leslie Banker

Painting this recessed desk place pale blue is a fantastic touch. It feels exactly like a tiny window looking out toward a sunny sky. I’d place a large, leafy tropical plant nearby to give it the sense of a tiny island pied-à-terre.

Begrand Quick Design Inc..

You do not have to drench a whole space in blue and yellow to create a warm-weather effect. This one does the work with a couple of well-placed accents: blue upholstery, a yellow-painted chest, gaudy art.

Renewal Design-Build

The tub utilizes natural light to beautiful effect. Streaming through the skylights, it elevates the intensity of the golden yellow turquoise and tile cupboard even on cloudy days.

Inform us : Can you use color to warm your home in winter?

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9 Strategies for Managing Your Own Decorating Project

Posted on October 10, 2020

If you love interior design and want to undertake a decorating project on your own, goodness knows there are tools available to help you do everything under the sun. But despite our best intentions DIY home decorating jobs frequently get waylaid — sometimes for months or even years at a time. Stay on course with these nine suggestions, covering everything from budgeting to purchasing.

Brad Ford ID

1. List specific, measurable goals for your project. One of the first things an interior designer does is define the parameters of the project. When doing your own decorating, it’s easy to justify bypassing this thing — but nailing down your goals now is vital to a successful project.

Answer these questions before you begin:
Which room or rooms will be decorating?When do I need to get this project completed? What’s my timeline?What is that my budget?How do I need this room to look, feel and operate when the project is done?Are there any particular issues I want to address in this space?Who will be creating the decorating decisions: only me, or will I’m cooperating with a spouse or housemate?Might I actually need a pro to help?Written aims will keep you on course — no veering off from your living room project to accessorize your kitchen!

Read over 2 million photos for inspiration

HK&K

2. Draw an budget up. Sticking to your budget is a science and an art, and it won’t occur without some careful planning on your part. Begin with making a master list of all the items that you intend to buy for your room, such as paint, jobs for a professional and so on. Initially you won’t have everything chosen so you will need to estimate prices.

Think about the choices for each item — for dining table seats, for example, you may locate a mismatched set in a yard sale and paint them yourself for a hundred bucks, you could go to Target or Ikea and invest a couple hundred, or you could tack onto a designer collection. Establish your priorities and think about which items will be your splurge items and where it is possible to pinch a few pennies.

Lucy Call

3. Be realistic about your lifestyle. A fantastic breeder would steer you away from purchasing silk or velvet upholstery in case you have kids or furry friends — do yourself a favor and do a reality check for each design choice before committing. There’s always an option that will work together with your strategy as well (if not better than) your original option. And you will thank yourself later!

Lauren Liess Interiors

4. Order samples. During your primary shopping explorations, order samples of everything and anything you can that you’re considering. Having fabrics, paint and wallpaper samples in hand can make those final decisions more likely to be a success. You cannot expect the colors on your computer screen!

Megan Buchanan

5. Go shopping. Once you have completed the preparation — and only then — is it time to begin laying down your cash. Make sure you check the return policies on everything before buying. If you aren’t sure about something, snap a photo of it to look at on your area.

6. A little of this, a little of that … It is important to take a breather midway through your decorating project to reassess. How are the things you have bought so far looking in your own space? Because you envisioned is it coming, or do you need to rethink some parts of your strategy? Are you sticking to your budget?

7. Anticipate setbacks. Every decorating project has its openings — the important thing would be to adjust to them, instead of steamrolling on regardless of what. If, as an instance, you spent far more than you intended on the light, start looking for ways to lower costs elsewhere.

Evens Architects

8. Stay. The results of all your hard work are on their way — make use of the downtime to finish some dull but necessary tasks that will help your final space look its best. Send out area rugs for cleanup, polish your wood floors, clean windows inside and out, clean window coverings and paint, and touch up trim. This point in the practice is also a fantastic time to sell or donate your unwanted furniture and accessories.

Holly Marder

9. Do not settle. From the time your furnishings actually arrive, you could be so tired of working on your project that you’re tempted to allow less-than-perfect products stay, rather than expend the energy required to deal with them.

Do not do this. Mistakes happen, even to the pros, but a pro would never allow a piece that just does not work stay in the area. Muster your strength and send the piece back — the sooner, the better.

Not ready to DIY? 3 Reasons Why You Might Need Desire a Designer Help

Locate a Professional Decorator or Designer Near You

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Coming Furniture That Fees Your Phone

Posted on October 7, 2020

Wireless charging has been around for a little while, and it’s convenient for mobile phone users — you do not have to actually plug in a telephone to charge it.

The way it works is that a base station creates an electromagnetic field, which goes via the exterior of the telephone and electrifies an internal charger, hence charging the telephone. The feature is available as an option sold individually for the majority of the phone handsets which support it. It’s also possible to buy an external case for a number of phones, such as the iPhone, which provides it wireless charging capability.

Wireless charging for different devices has been around for quite a while. If you have an electric toothbrush, for example, it probably charges wirelessly.

In the future you will not have to consciously charge your mobile phone. Just setting it down on a table, table, coffee table or desk will charge it, as a wireless charger will be built into every surface you might place your phone on.

dupont.co.uk

Companies are making new progress toward that goal, and wireless charging tables are all showing up in public places. A few Starbucks outlets in Silicon Valley have begun integrating wireless charging channels to the tables. McDonald’s is testing using wireless charging in Europe. General Motors, Toyota and Chrysler are planning to supply wireless charging to a 2014 model automobiles.

Multipurpose devices such as lamps and clock radios may perform dual duty as charging channels also. And also a few baby steps toward home tables that are commercially accessible and countertops that charge gadgets are in the works. DuPont, for example, intends to embed wireless charging technology to its Corian synthetic granite counters; gadgets can be charged by simply putting them on the surface.

This feature highlights the electromagnetic permeability of Corian, which granite doesn’t have. DuPont imagines a world where kitchen counters, dining room tables, toilet sink counters, bedside tables and coffee tables have an option for wireless charging.

cp.de

Cegano Smart Table

The Cegano Smart Table integrates wireless charging technology from Qi. It is also able to support up to six HTMI input signal, so everybody can connect to one screen or projector and switch between them via touchpads integrated to the tabletop.

The tabletop surface was created so liquids can not flow to the built-in electronic equipment.

tunto.com

Tunto LED8 Lamp

The Tunto LED8 table lamp is a fashionable LED lamp with a wide, flat base which charges electronic equipment placed upon it. The lamp turns on with a touch.

A lamp is a excellent location for wireless charging, since you’re going to plug it into the wall anyway, and lamps tend to exist in places where it’s natural to put your phone down, including a bedside table or home office desk.

Glowdeck – $100

Glowdeck has been financed via Kickstarter; it’s a clock radio which wirelessly charges gadgets. The device also pays attention to alarms coming to the telephone, and may use light and sound to alarm you. You may even use voice control via Siri or Google Now, in the event that you already use those services on your cell phone.

If you’re playing music from your phone, it will play it louder and clearer through the Glowdeck’s speakers. The device will even glow and blink to the beat.

The future of wireless charging is here, but just barely. Just a few devices are slowly emerging. The most important point to check before you buy is that your specific devices are encouraged.

More: Switch Your Countertop Into a Touch Screen

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Rustic Rope Pulls Shipshape Design Collectively

Posted on October 2, 2020

Rope is one of the most fundamental, functional materials around. But in addition, it has great decorating potential. Whether it’s made from hemp, cotton, linen, coir, jute, straw or sisal, rope offers a near infinite range of creative possibilities of incorporating exceptional design detail to any area. It works especially well with coastal beach style, western style and diverse global style, but can look equally at home in pretty much any area where other items using natural substances set the tone.

Vertical rope details on an existing stairwell create hand-crafted detail reminiscent of beading or basketry, and beautifully complement the global style of the giant ceramic vase.

Tip: If you are convenient and have an eye for layout, this could be a DIY project. Measure and mark each starting and ending points for each pole, then paste down your rope with a thick paste as you wind it around.

Kate Jackson Design

A seaside cottage is the perfect place to to bring a sophisticated yet rustic rope handrail whose success is largely dependent on the use of fittings.

Tip: Boating suppliers are a fantastic resource for all kinds of interesting hardware that simplifies and enhances rope information in your dwelling.

Pursley Dixon Architecture

No hardware needed here, just a carpenter’s drilling expertise. Rope handrails in this rustic farmhouse bridge barn and marina styles. The repetition of knots punctuates the start and end of the staircase, giving a playful feeling of a suspended rope bridge.

This look is decidely shipshape, and is an idea that could be used to bring some great-looking closure to open railings anywhere.

Rethink Design Studio

A breezy and romantic appearance with a beachy signature is readily achieved in a white room with white grommeted curtains hung with thin rope.

Tip: This can be a way to lengthen curtains that are too short.

Rough Linen

Easy and advanced cotton rope handles are a creative cottage touch.

Economy Interiors

Rope shelves add style and fun a kid’s room.

Tip: Possessing a lumber yard cut on the shelves and drill holes in them. Then it’s possible to add paint or stain and produce the rope knots yourself.

Jessica Helgerson Interior Design

The majority of us will not have boat-shaped day beds docked in our living space, however a round rope mat is a terrific easy accession.

Tip: Glue rope in a ring into a round piece of industrial felt or canvas.

Thin rope twisted round an electrical cable creates the appearance of thicker rope, an enjoyable way to hang a pendant lamp whenever there’s no electric source on the ceiling.

Get the look of pendant lights hung with rope with the addition of macrame details with hemp cord.

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